Student credit card debt is a problem that will simply not go away all by itself. This problem will require effort from all sectors, family and parents, the student themselves, the issuers of plastic money, the educational agencies and the government. It should all start at home and I will tell you why in a moment.
By the time the students get to college, they are an easy market that can easily be tapped. There is the fantasy of easy money that the credit card companies are good at marketing. Then with the students, who are financially naive and expect high future earning, can easily fall trap into advertisements of easy money.
This is not the only factor that contributes to the vulnerabilities that lead to the student credit card debt. Another factor that contributes to the student credit card debt is that most of them have not had the necessary education to prepare them for the world of finance.
Top Credit Cards go to Capital One
The newest and best credit cards of 2013 seemed to be ruled by Capital One and its Venture Rewards credit cards. The best credit cards tend to be the ones that have the most rewards and benefits, while having low interest rates and no annual fee. That’s why, coming in first place, would have to be the Capital One Venture One Rewards Credit Card. It has an annual fee of $0 and current APR is 11.9%-19.9%. Some other popular bargains with this card include 1.25 miles per dollar on all purchases, a bonus offer of 10,000 miles on first $1,000 purchase, redeeming of miles for air tickets, no blackout dates and no foreign transaction fees.
Coming in second place is another Capital One Card: Capital One’s Venture Rewards Credit Card. This card has many of the same features as the previous first place winner, however, it offers 2 miles per dollar on each purchase and an annual fee of $59 after the first year. Next is the Capital One Quicksilver Cash Rewards Credit Card. With this card, there is no annual fee and one time $100 bonus after $500 is spent. Cash back doesn’t expire and cash backs can be redeemed for any amount at any time. There are no rotating categories or signups to get the cash rewards.
Noting the popularity of these three cards indicates that the best cards are the ones that offer the most in rewards and benefits, with low APRs. But,with different cards, there are also different factors that can become either less or more important. Take for instance the next card on the list the Discover it card. There is not only a no annual fee, but there is also a no overlimit or transaction fee. There is a generous 5% cash back offer on purchases totaling $1,500 at gas stations throughout and a %1 cash back limit on other purchases. This card also has a special $0 fraud liability guarantee because unauthorized charges will never be a problem for the customer.
How anyone can hack information from website?
Hackers are always there on internet to steal your credit card numbers, email passwords and credential information. When you start paying on website you enter your credit card number and secret code on website. This information will go on internet. Now if the information does not pass on secure way then hacker will hijack your credit card. To know more visit: CLICKSSL
How can I know that website is secured or not?
Well, it is so simple to identify secure website. Website should work on HTTPS:// protocol. For example: . SSL Certificate is only a security solution that can provide secure way to transfer data over internet. Check your website security status HERE
Sometimes a debt piles up so high because of interest rates that a person’s monthly income becomes virtually nil and he finds that just this month’s salary isn’t enough to cover the
bases on his expenses. The most immediate course of action that a person can do is to opt for credit card debt help, in this case, credit card debt relief programs or to avail of credit
card debt counseling. The question, though, is why exactly should one opt for debt counseling?